1 · Statement

Stonehaus is committed to full compliance with U.S. anti-money-laundering law applicable to dealers in precious stones, including the Bank Secrecy Act as implemented by FinCEN. The house does not do business with sanctioned persons, does not accept funds from unverified sources, and does not transact anonymously.

2 · KYC and buyer diligence

Before funds are accepted above the applicable reporting threshold, the house verifies the identity of each buyer (and, where a buyer is an entity, its beneficial owners) using government-issued identification, trade references, and corporate records as appropriate. Buyers are screened against OFAC and other relevant sanctions lists.

3 · Source of funds

The house may require documentation of the source of funds for a transaction, particularly where a transaction is large, cash-intensive, or otherwise presents elevated risk. Funds from jurisdictions of heightened concern are declined.

4 · Payment rails

Standard settlement is by wire transfer in USD or by bank-held escrow. Card payments are accepted under a published threshold. Digital-asset settlement is accepted only from wallets that have completed verification through our settlement partner, at spot at the time funds clear. The house does not accept cash above $10,000 in aggregate per transaction.

5 · Consignor diligence

Consignors are subject to the same identity verification and sanctions screening as buyers. Title to consigned stones is confirmed through paper trail and, where available, laboratory report history.

6 · Recordkeeping

Transaction records, identity documents, and sanctions-screening results are retained for the period required by law (typically five years) and are produced to lawful authorities on request.

7 · Reporting

Where required, the house files Currency Transaction Reports and Suspicious Activity Reports. Customers are not notified of SAR filings.

8 · Training

All house personnel involved in inquiries, sales, or settlement receive AML training appropriate to their role on intake and at least annually thereafter.

9 · Right to decline

The house reserves the right to decline or reverse any transaction on reasonable AML or compliance grounds, including after initial expressions of interest, without liability.

10 · Contact

AML compliance questions may be directed to compliance@stonehaus.io.